When it comes to road accidents, the only thing we can do to avoid them is driving safely. On the road, there are some things we can control and other things we may not have control of. We can control overtaking, changing lanes, speeding, slowing and stopping. However, there are many unfortunate events that lead to car accidents. When you get involved in a road accident, there are a couple of things you can do to ensure your safety and that of the other party.
Check for your well being and that of the other driver.
The first thing to do is to check for your well being as well as of the other driver. If you are injured, ask someone to help and if there is no one to help, call 911 immediately. When seriously injured, try not to move or panic. Be calm and wait for emergency personnel and medical to arrive. If you are not too hurt, check on the other passenger to see if they are in a stable condition. At this stage, the number one priority is safety.
The second step will involve calling the police. Even when there are no serious injuries incurred, it is legally required you call police and inform them about the incidence. If there is a significant property damage, serious injury or even death, you need to call police so that an ambulance can be organized within the shortest time possible. When police come to the scene, obtain their badge numbers. It is the duty of the responding officers to file an accident report and document the scene. You will need to get this police report when filling a claim with your insurance provider.
Exchange necessary information
Another important step is to collect basic information with the other party involved in the accident. Ideally, you will need to get their names, contact information, driver's license number, address and license plate numbers. If an investigating office arrive at the scene on time, they will collect all these details. You will also be required to record information about the make, model and color of the vehicle involved in the accident. If there are any witnesses, ensure you collect their information as well.
Document the incident
Another important step you should follow when involved in road accident is to document the whole incident. Aim to keep an accurate collection of what happened at the time of the accident. Typically, get the names and badge numbers of all responding officers. Ask police to provide you with a copy of the accident report. Take pictures and have addresses of all parties involved. Ensure you clearly explain to police about what happened so as to help them prepare a report.
Contact your insurer
It is important to properly file and inform your insurance provider about the accident. You can also call your insurance provider to come to the scene. That way, they will be able to tell you exactly what they need to process your claim and get your vehicle repaired as quick as possible.